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PAN Card Details

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Aadhaar eKYC via DigiLocker

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Loan Requirement

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⚡ Loan Requirement

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Address Information

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Work & Income Details

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⚡ Employment Type
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Employment Information

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Additional Employment Details

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Personal Details

Final step before checking your instant pre-approved loan offer!

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Address Details

Where do you currently reside?

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Reference Details

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Reference 2

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Rates and Charges

We value complete transparency in financial services. Here are the key details:

Details Terms
Minimum Loan Amount
Rs. 5,000/-
Maximum Loan Amount
Rs. 1,00,000/-
Tenure Days
90 to 365 Days
Processing Fee
2 – 10% of loan amount
ROI (rate of interest)
@ 0.2% – 1% per day
Pre-closure Charges
Nil (No pre-closure charges)
APR (Annual Percentage Rate)
@ 18% – 36% per annum
Cheque bounce charges
Rs. 1000/-

Monthly Payment Example

Representative Example

Details Terms
Loan Amount
Rs. 1,00,000
Tenure
Rs. 12 Months
Rate of Interest
32.64 % PA
Admin Fee
Rs. 2,000
APR
35.96%
Amount Deposit
Rs. 98,000
Monthly EMI
Rs. 9,879
Total Interest
Rs. 18,548
*Disclosure
This is a representative example provided for illustration only. The actual interest rate, processing fee, and repayment tenure may vary based on the applicant’s profile, credit score, and eligibility as assessed by CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI Registered NBFC – B-14.02743). All loans are offered with repayment periods of 90 days to 365 days or more , and no short-term or payday loans are issued.

Eligibility Criteria

At CashMyPayment, we believe in simplifying the loan process. Before you apply, here’s what you need to qualify for a personal loan:

Criteria Requirement
Age
Between 21 to 58 years
Employment Status
Must be a salaried employee
Minimum Monthly Income
₹35,000 or more
Bank Account
Salary must be credited to a designated bank account
Credit History
No defaults in the last 24 months
Loan Purpose
Medical emergencies, debt consolidation, family needs, or urgent expenses

Documents Required

CashMyPayment values time and ease. Here’s the list of documents to process your loan:

Document Type Details/Requirements
PAN Card
A valid, government-issued PAN Card.
Aadhaar Card
Proof of identity and address
Last 6 Months’ Bank Statement
Reflects salary credits and spending habits
Salary Slips (Last 3 Months)
Proof of steady income from employment
Company ID/Employment Proof
Confirmation of employment with your current employer
Passport-Sized Photograph
Recent passport-sized photo (digital or scanned copy)
Any Additional Documents
As per lender’s requirement during processing