Privacy Policy

At CashMyPayment (A Brand of Sawalsha Leasing & Finance Pvt. Ltd.), accessible via www.cashmypayment.com, safeguarding your privacy is one of our core principles. This Privacy Policy explains the information we collect from users of our website, how we use it, and the security measures in place to protect your data. By accessing or using our website and services, you consent to the practices outlined here. If you have any questions or concerns regarding this Privacy Policy, please contact us at info@cashmypayment.com.

Scope of This Policy

This Privacy Policy applies to personal data collected during your use of our website, mobile application, and services provided by CashMyPayment. This includes, but is not limited to, data collected during loan applications, registrations, customer support requests, and website interactions.

It does not apply to information collected offline or through third-party platforms that are not affiliated with CashMyPayment.

Consent

By using our platform, you consent to the collection, processing, and sharing of your personal information as outlined in this Privacy Policy. If you do not agree with any of the provisions mentioned, we recommend discontinuing the use of our services.

Information We Collect

To ensure the smooth operation of our services, we collect the following types of information:

  • Communication Data
    • Any communication, messages, or queries sent directly via our website or email, including attachments and other information shared by users.
  • Personal Data
    • Full name, email address, phone number, residential address.
    • Government-issued identification details such as PAN, Aadhaar, and income documentation for KYC (Know Your Customer) purposes.
    • Banking information, including account details, salary proofs, and credit scores to assess eligibility for loans.
  • Device and Usage Data
    • Any communication, messages, or queries sent directly via our website or email, including attachments and other information shared by users.
    • Session details, such as the duration of website visits, pages viewed, referring/exit pages, and clickstream data, used to analyze usage patterns and improve website performance.
  • Cookies and Tracking Technologies
    • Cookies and web beacons are used to store information such as visitors’ preferences and track page usage to personalize user experience.

How We Use Your Information

The information we collect is used for the following purposes:

  • Loan Processing and Service Delivery
    • To verify your identity, assess loan eligibility, and provide customized loan options.
    • To process and disburse loans and repayments in a secure and efficient manner.
  • Website Improvement and Personalization
    • To improve our website and tailor content, ads, and services to your needs and preferences.
    • To personalize your browsing experience based on interactions with the site.
  • Regulatory Compliance and Legal Obligations
    • To comply with regulatory requirements set forth by the Reserve Bank of India (RBI) and other authorities.
    • To perform mandatory KYC and AML (Anti-Money Laundering) checks to ensure the legality of financial transactions.
  • Communication with Users
    • To provide users with updates about their loan status, policy changes, or new features of our platform.
    • To send promotional offers, marketing communications, or alerts regarding special services.
  • Fraud Prevention and Security
    • To detect and prevent fraudulent activities or unauthorized access to your account or personal information.

Cookies and Tracking Technologies

Cookies are small files stored on your device to enhance your experience by remembering your preferences and tracking user behavior. The use of cookies helps us:

  • Keep track of your login session.
  • Improve website performance.
  • Provide personalized content and offers.

You can manage or disable cookies through your browser settings. However, please note that disabling cookies may affect your ability to use some features on the website.

Data Sharing Practices

We are committed to protecting your privacy and only share your information when necessary for operational and legal purposes.

  • Trusted Third Parties
    • We may share personal information with our NBFC partners for the purpose of loan evaluation, disbursal, and compliance with financial regulations.
    • Service providers who assist with data processing, customer service, technical support, or analytics may also access personal data, subject to appropriate data protection agreements.
  • Legal Compliance
    • We may share your information with law enforcement agencies or regulatory bodies when required to do so by law.
  • Advertising and Marketing
    • Our advertising partners, such as Google, may use cookies and similar technologies to serve you personalized ads based on your previous interactions with our website. You can opt-out of personalized ads by visiting Google’s Ad Settings.
  • Data Transfer Across Borders
    • As a global platform, CashMyPayment may transfer your data across jurisdictions for processing and service delivery purposes. We ensure that adequate data protection safeguards are in place for such transfers.

Data Security

CashMyPayment uses industry-standard encryption techniques to protect the confidentiality and integrity of your personal information. We implement the following security measures:

  • Encryption: We use SSL (Secure Sockets Layer) encryption to safeguard sensitive information during transmission.
  • Access Control: We limit access to personal information to authorized personnel only, based on their role and responsibility.
  • Regular Audits: We conduct regular audits and reviews of our security practices to ensure compliance with industry standards.

Despite these precautions, no online system is entirely secure. We advise you to safeguard your login credentials and remain vigilant against phishing attacks and other forms of cybercrime.

Your Rights

You have several rights concerning your personal data, which are granted by various data protection laws, including GDPR (General Data Protection Regulation) and CCPA (California Consumer Privacy Act). These rights include:

  • Access to Information

    • You have the right to request details of the personal information we hold about you.
  • Correction and Deletion
    • You can request the correction of any inaccurate information or request the deletion of your personal data, subject to certain exceptions.
  • Object to Processing
    • You may object to the processing of your data in certain circumstances, such as when the processing is based on legitimate interests or direct marketing.
  • Data Portability
    • You have the right to receive a copy of your personal data in a structured, commonly used format or request that we transfer it to another organization.

To exercise any of these rights, please contact us at info@cashmypayment.com.

Children’s Privacy

CashMyPayment does not knowingly collect personal information from individuals under the age of 13. If you believe that we have collected such information from a child, please contact us immediately to ensure that the data is removed.

Updates to Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or to comply with new legal requirements. Updates will be posted on this page, and we will notify you of significant changes via email or on the website.

Contact Information

For any inquiries or concerns related to this Privacy Policy, you can contact us at:

  • Email: info@cashmypayment.com
  • Phone: +91 93112 44325
  • Address: Plot no. 7, Lane Number 2, Kehar Singh Estate, Saiyad ul Ajaib, Saket, New Delhi, Delhi 110030
faqs

Most Popular Questions

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In what areas do you provide management consulting?

Our associate consultants specialize in a range of business areas. These include strategic planning, issues resolution, culture assessment, board effectiveness, retention strategies.

In which countries do you provide consulting services?

Our associate consultants specialize in a range of business areas. These include strategic planning, issues resolution, culture assessment, board effectiveness, retention strategies.

How is a consulting project started and organized?

Our associate consultants specialize in a range of business areas. These include strategic planning, issues resolution, culture assessment, board effectiveness, retention strategies.

Do you do fixed price or time and materials contracts?

Our associate consultants specialize in a range of business areas. These include strategic planning, issues resolution, culture assessment, board effectiveness, retention strategies.

Do you offer volume or loyalty discounts?

In healthy companies, changing directions or launching new projects means combining underlying strengths and capacities with new energy and support.

What problems does business consulting typically solve?

In healthy companies, changing directions or launching new projects means combining underlying strengths and capacities with new energy and support.

How is the scope of a consulting project determined?

In healthy companies, changing directions or launching new projects means combining underlying strengths and capacities with new energy and support.

How long does a business consulting project last?

In healthy companies, changing directions or launching new projects means combining underlying strengths and capacities with new energy and support.

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