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Medical Emergency Loan
At CashMyPayment, we understand that life can be unpredictable. Whether it’s an unexpected surgery, hospital bills, or urgent medical care, financial stress shouldn’t compromise the quality of recovery. That’s why we provide fast, simple, and hassle-free medical emergency loans—giving you instant financial support when you need it most.
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Trusted by customers nationwide for instant approvals, quick disbursals, and transparent processes.
Features & Benefits of CashMyPayment's
Medical Emergency Loan
Key Features:
Instant Loan Approvals
Apply online & get approved instantly.
Paperless Process
Skip queues & paperwork with our 100% online application.
Quick Disbursal
Receive loan funds in your bank account within hours subject to eligibility.
Transparent Interest Rates
No surprises—only clear, upfront costs.
Flexible Loan Repayment
- Choose EMI plans or flexible repayment options.
Benefits to You:
- Financial support during unexpected medical emergencies.
- No delays, no stress. Receive emergency funds when you need them most.
- Secure financial transactions with bank-level encryption.
- Serving all major cities: Delhi, Bengaluru, Mumbai, Hyderabad, Pune & more.
Eligibility Criteria
We keep it simple so you can focus on your recovery. To qualify, you must meet these requirements:
| Criteria | Requirement |
|---|---|
|
Age Range |
Between 21 – 58 years |
|
Employment Status |
Must be a salaried employee |
|
Minimum Monthly Income |
₹35,000 or more |
|
Bank Account |
Salary must be credited to a designated bank account |
|
Credit History |
No defaults in the last 24 months |
|
Loan Purpose |
Medical emergencies, debt consolidation, family needs, or urgent expenses |
Documents Required
CashMyPayment values time and ease. Here’s the list of documents to process your loan:
| Document Type | Details/Requirements |
|---|---|
|
PAN Card |
A valid, government-issued PAN Card. |
|
Aadhaar Card |
Proof of identity and address |
|
Last 6 Months’ Bank Statement |
Reflects salary credits and spending habits |
|
Salary Slips (Last 3 Months) |
Proof of steady income |
|
Company ID/Employment Proof |
Confirmation of current employment |
|
Passport-Sized Photograph |
Digital scanned copy of a recent photo |
Rates and Charges
We value complete transparency in financial services. Here are the key details:
| Details | Terms |
|---|---|
|
Minimum Loan Amount |
Rs. 5,000/- |
|
Maximum Loan Amount |
Rs. 1,00,000/- |
|
Tenure Days |
90 to 365 Days |
|
Processing Fee |
2 – 10% of loan amount |
|
ROI (rate of interest) |
@ 0.2% – 1% per day |
|
Pre-closure Charges |
Nil (No pre-closure charges) |
|
APR (Annual Percentage Rate) |
@ 18% – 36% per annum |
|
Cheque bounce charges |
Rs. 1000/- |
Monthly Payment Example
Representative Example
| Details | Terms |
|---|---|
|
Loan Amount |
Rs. 1,00,000 |
|
Tenure |
Rs. 12 Months |
|
Rate of Interest |
32.64 % PA |
|
Admin Fee |
Rs. 2,000 |
|
APR |
35.96% |
|
Amount Deposit |
Rs. 98,000 |
|
Monthly EMI |
Rs. 9,879Rs. 9,879 |
|
Total Interest |
Rs. 18,548 |
*Disclosure
This is a representative example provided for illustration only. The actual interest rate, processing fee, and repayment tenure may vary based on the applicant’s profile, credit score, and eligibility as assessed by CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI Registered NBFC – B-14.02743). All loans are offered with repayment periods of 90 days to 365 days or more , and no short-term or payday loans are issued.
This is a representative example provided for illustration only. The actual interest rate, processing fee, and repayment tenure may vary based on the applicant’s profile, credit score, and eligibility as assessed by CashMyPayment (A brand of Sawalsha Leasing & Finance Pvt. Ltd., RBI Registered NBFC – B-14.02743). All loans are offered with repayment periods of 90 days to 365 days or more , and no short-term or payday loans are issued.
How It Works
Getting your Medical Emergency Loan is fast, simple, and straightforward. Follow these easy steps:
Step 1: Apply Online
- Visit the CashMyPayment loan application page.
- Fill out the online form with your personal and financial details.
Step 2: Quick Application Review
- Your application is reviewed instantly using advanced algorithms.
- Transparent, fair, and fast loan decisions.
Step 3: Loan Approval & Disbursal
Once approved:
- Get notified of your approval via SMS and email.
- Funds are transferred to your account hours subject to eligibility.
Step 4: Flexible Repayment Options
We provide multiple repayment methods for your convenience:
- Automatic Debit via NACH
- Online Bank Transfers (RTGS, IMPS, NEFT)
- QR Code Payments
Frequently Asked Questions (FAQs)
How fast can I get the loan amount after applying?
Once approved, your loan amount is disbursed within hours subject to eligibility.
What is the minimum loan amount I can borrow?
The minimum amount is ₹5,000, while the maximum can be up to ₹1,00,000.
Do I need to provide physical documents?
No, we operate entirely digitally! You only need scanned or digital copies of the required documents.
What happens if I miss a repayment date?
Late payment fees will apply, and delays could negatively affect your credit score. Contact us immediately if you need assistance.
Are there any prepayment charges?
Nil (You can close your loan early without penalty)